Privacy Policy

Introduction

We take your right to privacy seriously and want you to feel comfortable using our web site. This Privacy Policy deals with personally identifiable information (referred to as "Data" below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control.

  1. Collection of Data

    Our registration process requires only a valid e-mail address and a unique user ID and password. Providing us with other information is at your option. Please take note that your user name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information and, as a result, may appear on this site. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.

  2. Use of Data

    We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.

  3. Cookies

    Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our web site and, if so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. However, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.

  4. Children

    We do not allow persons who are ages thirteen or younger to become members of this site. For more information, please contact us.

  5. Editing or Deleting Your Account Information

    We provide you with the ability to edit the information in your user account information that you provided to us in registration by using your personal page configuration area. You may request deletion of your user account by contact us.

  6. Changes to this Privacy Policy

    We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.

  7. No guarantees

    While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.

  8. Disclosure Of Information To Third Parties

    We may provide Non-Personal Data to third parties, where such information is combined with similar information of other users of our website. For example, we might inform third parties regarding the number of unique users who visit our website, the demographic breakdown of our community of users of our website, or the activities that visitors to our website engage in while on our website.

    From time to time and when we deem it necessary to facilitate our business dealings with our clients we may share appropriate information with third parties which may include Personal Data in order for them to perform their job. For example we may disclose Personal Data to Fund Administrators, Custodians, Investment Managers/Advisors, Brokers, Paying Agents or Banks. We may also disclose such information to affiliate companies or to non-affiliate companies that perform services on our behalf such as marketing, direct or otherwise or to other financial institutions with whom we have joint-marketing agreements. We may also disclose such Personal Data as is permitted by any applicable law, a summons, a search warrant, a court or regulatory order, or other statutory requirement.

    We will not disclose your recipients list (Phonebook), which includes only mobile numbers and/or names, to any parties whosoever.

  9. Contact Information

    If you have any questions about this Policy or our web site, please feel free to contact us.